In recent years, the global housing crisis has become one of the most urgent challenges faced by cities and countries across the world. From San Francisco to São Paulo, from London to Lagos, millions of people find themselves either unable to afford decent housing or living in precarious conditions. The problem is no longer confined to one specific region or demographic—housing affordability, access, and quality are increasingly affecting individuals and families in both developed and developing nations alike. While the root causes of the housing crisis are multifaceted, it is clear that the combination of rising urbanization, deepening inequality, speculative real estate markets, and policy failures has created a perfect…